Every driver on the road is classified by insurance companies as a certain level of risk. There are typically three categories into which you, as a driver, can be placed. These categories are preferred-risk drivers, standard-risk drivers, and high-risk drivers. But what are the differences between the three and how do you know where you fit as a driver?
Today’s blog from SR22 Savings in Los Angeles will cover the basics of each risk-level in order to help you better understand under which category you fit and why your insurance coverage covers and costs what it does. Insurance companies take many factors into consideration, including the number of traffic violations or at-fault accidents you have, or if you’ve been previously covered by insurance. If you find that you are a high-risk driver needing proper insurance coverage, contact the team at SR22 Savings today to get started!