top of page
SR22 Insurance Savings
Affordable & Cheap SR22 Insurance Policies
Non Owner SR22 Insurance
&
Regular SR22 Auto Insurance
Arizona - California - Nevada - Texas
Get Your Fast and Affordable SR22 Insurance Quote with SR22 Insurance Savings!
Quickly find the SR22 insurance coverage you need to reinstate your driving privileges in California and beyond. SR22 Insurance partners with leading providers to offer competitive SR22 insurance rates and ensure fast, accurate SR22 filing with the DMV.
SR22 Insurance Savings
5 Star Service
-
What Is SR22 Insurance?SR22 insurance is not an actual auto insurance policy that you purchase. Rather, it is a Certificate of Financial Responsibility that proves you have the minimum liability coverage required by your state. Here are some key facts about SR22 insurance: It is a form filed with the state by your insurer certifying you have active auto insurance coverage. It is also referred to as a Certificate of Financial Responsibility or CFH form. It is not required in every state, but mandatory in most for high-risk drivers. It helps drivers get their license reinstated after suspension or revocation. It shows the DMV that you meet state-level liability coverage requirements. It allows the DMV to monitor your insurance coverage for a set time. The SR22 gives the Department of Motor Vehicles confirmation that you are adequately insured to meet minimum state requirements. Having an SR22 form on file is mandatory after certain driving incidents before the DMV will reinstate your driving privileges.
-
How Long Is SR22 Insurance Required?The length of time an SR22 must remain on file varies by state and depends on the severity of the offense. Generally, SR22 requirements fall in the three to five-year range. However, some states require an SR22 to be maintained for more than five years for major infractions, repeat offenders, or serious accidents. It is essential not to allow your insurance policy to lapse before the requirement is up, as this will lead to another license suspension and possibly an even longer SR22 requirement. Always check with your state's DMV for specific requirements.
-
Who Needs SR22 Insurance?SR22 insurance is typically required for drivers classified as high-risk. These include: Anyone convicted of DUI, DWI, or OWI Drivers who have racked up multiple serious traffic violations like reckless driving Those with a history of lapses in their auto insurance coverage Drivers who have had their license suspended or revoked Those convicted of frequent or repeat offenses like speeding or running red lights Anyone who has been involved in one or more at-fault accidents Drivers using a company vehicle for work purposes Newly licensed teenage drivers in some states Those fined for excessive parking tickets or other infractions For these high-risk individuals, the SR22 requirement usually lasts around three to five years, depending on the violation and regulations in your state. This allows the DMV to closely monitor whether you are maintaining the required insurance for that period.
-
How to Obtain SR22 Insurance Coverage?If you are notified you need to file an SR22, you need to find an insurer that offers SR22 filing services. At SR22 Insurance Savings, we deal with insurance companies that specialize in providing high-risk and non-standard auto policies. They are familiar with SR22 filing requirements in every state. These include: SR22 Insurance California, SR22 Insurance Arizona, SR22 Insurance Texas, and SR22 Insurance Nevada. Use our quote tool to compare SR22 insurance online quotes easily. [Get a Free Quote]
-
Can I Switch Insurance Companies While Needing an SR22?To switch auto insurance companies while an SR22 is still needed, you'll first need to secure a new policy with a new carrier willing to file the SR22 for you. Only once they have submitted the form should you then cancel the old policy. This prevents any gap in coverage, which would put your driving privileges in jeopardy. In some states, an SR22 will be required for even longer than three years if the offense is grave. For example, a repeat DUI offender may need to keep an SR22 on file for five years or longer before having it removed. As long as you maintain your policy and make your premium payments on time, the insurance company will automatically keep the form renewed annually with the DMV until it is no longer required.
-
What Happens When I Purchase an SR22?Once you purchase a policy from an insurer that agrees to file your SR22, they will submit a form to the Department of Motor Vehicles verifying that you have active insurance coverage. This allows the DMV to reinstate your driving privileges, provided you have fulfilled any other requirements like paying fines or completing traffic school.
-
What Is Non-Owner SR22 Insurance?If you need to file an SR22 but don't own a vehicle, there are various options available. Many insurance companies offer non-owner SR22 policies to provide the required proof of financial responsibility. A non-owner SR22 policy covers liability if you drive someone else's car. It demonstrates to the state that you have the minimum mandatory insurance coverage if operating a vehicle, even without owning one yourself. [Learn More]
-
Does SR22 Insurance Restore Your Driving Privileges?Being required to file an SR22 might seem like a bureaucratic nightmare and financial burden. However, this simple form provides a route to restored driving privileges after a suspension or revocation. The SR22 requirement allows high-risk drivers the chance to prove they are now insurable and responsible behind the wheel. By maintaining constant insurance coverage for the mandated period, driving records can gradually be rebuilt. Always ensure you meet all other state requirements, such as paying fines or completing traffic school, to fully restore your driving privileges.
-
Are SR22 requirements the same in every state?No, SR22 requirements vary by state. Each state has its own regulations regarding the duration and conditions for maintaining SR22 insurance. It is important to check with your state's DMV for specific requirements.
-
How long does it take to file an SR22 with the DMV?The time it takes to file an SR22 with the DMV varies by state and insurance provider. Generally, it can take anywhere from a few hours to a few days for the DMV to process the SR22 filing. Your insurance provider can give you a more accurate estimate.
Find SR22 Insurance Savings
Shop SR22 Insurance
Find Savings Today
Cheap SR22 Insurance
Policy Options
Regular SR22
Auto Insurance
or
Non Owner
SR22 Insurance
SR22 Filings Available
99% Customer Satisfaction
It's Our Goal
Read all our customer reviews from our clients on Top Rated Local.
Over 99% customer satisfaction rating from our clients.
Cheap SR22 Insurance Savings!
SR22 Information
All About SR22's
Get SR22 Information
Get valuable information about the cheapest SR22 insurance and how we can help you save money.
SR22 auto insurance and non owner SR22 auto insurance filings is what we do best!
Why Choose SR22savings.com for Your SR22 Insurance Needs?
-
Fast & Easy Quotes: Get your free SR22 insurance quote in just minutes. Our streamlined process saves you time and hassle.
-
Compare Affordable Rates: We partner with a network of reputable insurance companies to bring you competitive SR22 insurance rates. Find the coverage that fits your budget.
-
Convenient Online Access: Get started anytime, anywhere! Our online platform allows you to get quotes and potentially secure coverage 24/7.
-
Expert Guidance: "Navigating SR22 requirements can be confusing. We provide clear information and support to help you understand the process.
-
Fast & Reliable Filing: "Once you choose a policy, we work to ensure your SR22 certificate is filed with the DMV quickly and accurately, helping you reinstate your driving privileges without delay.
-
Access to Top Providers: "We connect you with trusted insurance companies that specialize in SR22 insurance.
Get Your SR22 Insurance in 3 Easy Steps:
-
Get a Quote: Fill out our simple online application with your information.
-
Choose Your Plan: Select the SR22 insurance policy that best fits your needs and budget.
-
Get Covered: Complete the necessary paperwork and get covered SR22 insurance instantly.
What is SR22 Insurance and Why Do You Need It?
An SR22 is a certificate of financial responsibility required by your state's Department of Motor Vehicles (DMV) or equivalent authority following certain driving violations. These violations can include driving under the influence (DUI), driving without insurance, reckless driving, or accumulating too many points on your driving record.
This certificate proves that you have the minimum required liability insurance coverage in place. It's not an insurance policy itself, but rather a confirmation from your insurance provider to the state that you are insured.
If the state requires you to obtain an SR22, you'll typically need to maintain continuous coverage for a specific period, often three years. Failure to maintain this coverage can lead to the suspension of your driver's license.
SR22savings.com simplifies the often confusing process of finding and securing the SR22 insurance you need to meet your state's requirements and get back on the road legally.
Restore Your Driving Privileges
Being required to file an SR22 might seem like a bureaucratic nightmare and financial burden. However, this simple form provides a route to restored driving privileges after a suspension or revocation.
The SR22 requirement allows high-risk drivers the chance to prove they are now insurable and responsible behind the wheel. By maintaining constant insurance coverage for the mandated period, driving records can gradually be rebuilt.
Get an SR22 Insurance Filing or Non-Owner Quote Today
Give us a call at 855-772-2728 or fill out the online form to get started.
bottom of page