SR22 Insurance Arizona

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What You Need to Know About SR22 Insurance in Arizona

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SR22 Insurance Frequently Asked Questions and Answers

What is SR22 insurance?

Drivers who are convicted of certain serious driving offenses in Arizona must request an SR-22 insurance document in order to reinstate their licenses after they were suspended.

How long do I need an SR22 in Arizona?

The state of Arizona requires the certificate of financial responsibility be on file for three consecutive years from the date of suspension.

How much is SR22 insurance?

Insurance carriers use several factors to determine your insurance rate.  These factors include; age, gender, zip code, driving record, marital status and zip code.  An insurance rate can vary greatly from one individual to another. has a reputation for cheap Arizona SR22 insurance quotes with quality coverage and excellent service.  To request a free quote or to find out your SR22 insurance cost click here.

Should I get an SR22 Arizona insurance policy?

If you have not gotten any tickets or accidents, you most likely won’t need an SR22 insurance policy. Some common reasons for needing an Arizona SR22 are for someone that was sighted for reckless driving, being convicted of a DUI, driving a motor vehicle on a suspended license, getting into an accident without auto insurance, or getting caught driving without an auto insurance policy in force.

Can I get an SR22 insurance policy without a car?

Yes!  You can purchase an Arizona non owner sr-22 auto insurance policy. This lets you drive a car occasionally as long as the car is not registered to you or your household. Keep in mind the car your driving is not "fully" covered!

If I stop paying for my SR22 Arizona  policy what happens?

If you stop making payments on your Arizona SR-22 policy, it could result in your policy getting canceled—which may violate a state requirement to keep your drivers license active.  The insurance company will notify the MVD that your policy has canceled.  This may result in your driver's license being suspended.

How to make sure I'm legally able to drive and that my Arizona SR22 insurance filing is at MVD?

Once you purchase an insurance policy from your Arizona SR22 will be filed with the state MVD . This is normally sent electronically and on the same day you purchase your SR-22 auto insurance policy. You can then check with your local MVD office to make sure your drivers license is active.


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SR22 DMV Filings

Buying Options For SR22 Insurance In Arizona

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Option 1

SR22 Insurance AZ

Auto Insurance With SR-22 Filing

Do You Own A Car?

Get Auto Insurance With An SR-22 Filing

Get a regular SR-22 auto insurance policy if... 

You own a car ​​


You will be driving a car that is registered to you or your household.

$15.00 SR22 Filings

Purchase an auto insurance policy and have an SR22 Arizona filing sent to the MVD. This gives you auto insurance to drive on the road with the ability to add full coverage to cover your car also.  The SR22 filing is attached to your auto insurance policy and is then sent to the MVD on your behalf electronically.

Call 855-772-2728 or Apply Online

Option 2

SR22 Insurance AZ

Non Owner SR-22 AZ

Cheap Non Owner SR22 Insurance Arizona

Don't Own A Car? No Problem!

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Get a non owner SR-22 Arizona policy if... 

You DON'T own a car ​​


You WON'T be driving a car that is registered to you or your household.


$15.00 SR22 Filings

Purchase a non owner SR22 Arizona auto insurance policy and have your SR22 filing sent to the MVD. This gives you liability insurance to drive on the road occasionally when needing to borrow a car. The SR22 filing is attached to your non owner insurance and sent to the MVD on your behalf electronically.

Call 855-772-2728 or Apply Online

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Arizona SR22 Insuance

Has your license been revoked or suspended for a court convicted DUI violation, an implied consent DUI refusal, or violation of Arizona vehicle insurance laws? If so, a proof of future financial responsibility or SR22 is required to be provided to Arizona MVD in order for you to drive again.

An SR22 certificate is a form filed by your insurance company with the Arizona Department of Transportation, thereby certifying that you have at least the minimum level of liability insurance as required by state law. This certificate verifies that you have obtained and will continue to maintain a state-approved SR22 policy for a minimum of three years or longer if mandated by the court.



This insurance costs can vary greatly between insurance carriers depending on factors such as age, driving history and the insurance company carrying your policy. The adverse impact of being required to have SR22 insurance is that the cost of automobile insurance is increased dramatically.  Let us assist you with securing a low rate on a this insurance policy in Arizona. Call our friendly customer service team at (855) 772-2728 to get your free SR22 insurance quote today.




For details on how to reinstate your original license or getting a restricted license, locate your local Motor Vehicles Services office via the Arizona Department of Transportation website and schedule an appointment. Note that if you are required to file an SR22, you must maintain it for three years from the date of suspension, unless it is a judgment suspension. Judgment suspension requirements vary from case to case, so you must contact the Arizona Department of Transportation to review your record.