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SR22 Insurance Information Website
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SR22 INFORMATION

WHAT IS SR22 INSURANCE?

SR22 Auto Insurance Information - Non Owner SR22 Insurance Information

What is SR22 Insurance Coverage?

Frequently asked Questions About SR22 Insurance Filings

Are you saying to yourself "What's an SR-22?" or "Do I need an SR22 insurance policy".

Then you came to the right place!

Here at SR22Savings.com we educate people on what a cheap SR22 insurance policy is and the options you have to getting your SR22 insurance.  Understanding the coverages and what limitations you may or may not have with getting an SR-22 car insurance policy or non owner SR-22 car insurance policy. Below are some common questions and when your ready to get your SR22 insurance going apply online today.

Should I buy an SR22 insurance policy?

 

If you have not gotten any accidents or tickets, you most likely will not need an SR22 insurance policy for your car. Some reasons for needing an SR22 are for someone that was sighted for driving reckless, being convicted of a DWI or DUI, driving a car on a suspended license, getting into an accident without car insurance, or getting caught driving without a car insurance policy in force.

 

Can I buy a cheap SR22 insurance policy without a car?

 

Yes!  You can buy a cheap non owners sr22 auto insurance policy. This let's you drive a car occasionally as long as the car is not registered to you or registered to your household. Keep in mind the car your driving is not "fully" covered either!

If I stop paying for the SR22 policy what happens next?

 

If you stop making your monthly payments on your SR22 policy, it could result in your policy getting canceled by the auto insurance carrier—which may violate the state requirement to keep your drivers license active with your state DMV office.  The insurance company will notify your states DMV office that your SR22 auto insurance policy has canceled.  This could result in your drivers license being suspended by the DMV.

How to make sure I'm allowed to drive and that my SR-22 insurance filing is at my state DMV?

 

Once you purchase an SR-22 car insurance policy from SR22Savings.com your SR22 will be filed with the state DMV your requested on your application. This is normally sent electronically and on the same day you purchase your SR22 insurance policy. You can then check with your local state DMV office to make sure that your drivers license is active and your allowed to drive again.

How long does someone need to have an SR22 insurance policy with a DWI or DUI?

Normally it's three years!  It varies based on the state and the court rulings giving by the judge. If you cancel your SR22 insurance before the time frame giving by the state or DMV, your insurance company will notify the state's DMV office that your SR22 auto insurance is no longer active. This often results in further penalties and the suspension of your drivers license again. Make sure you understand all the details of your SR22 policy and if you have questions please call (855) 772-2728.

How to get SR22 with car?

At SR22 Auto Insurance, we understand that finding the right coverage can be a difficult task and we strive to make it as simple as possible. Our friendly and knowledgeable staff are always available to answer any questions you may have and to ensure that you get the coverage you need at an affordable price.

How to get non owner sr22?

We offer non owner SR22 auto insurance policies for those who don't own a car but need an SR22 filing to get their license reinstated. We make it easy and hassle-free for you to find the coverage you need. Our experienced staff will work with you to understand your needs and help you find the right policy for you.

What Is SR-22 Insurance?

 

An SR-22 insurance policy is a filing that proves to the DMV that you are financially responsible to drive by maintaining an active auto insurance policy. High-risk drivers are typically the only people that are required to get SR-22 insurance. Situations that result in a high-risk classification include:

 

  • Suspended driver’s license

  • DUI, DWI, or any other major moving violation

  • Any major car accident without having insurance

  • Any major traffic violation

 

 

SR22 insurance is usually required for three years, at which point you will be able to resume driving under your normal insurance coverage.

 

What If You Don’t Own a Car But Need SR22 Auto Insurance?

 

Sometimes, drivers are required to carry an SR22 insurance policy even if they don’t own a vehicle to keep their drivers license active. If you don’t own a car but have been ordered to obtain SR22 because of your involvement in an auto accident or violation, you can obtain a non-owners SR22 insurance policy. This coverage provides the same proof of responsibility and covers you in the event that you do borrow a car occasionally.

 

How Can We Help With SR22 Insurance?

 

The pros at SR22 Savings want to get you back on the road. Modern life is built around cars, and life without insurance can be really complicated. We can get your SR22 insurance filing and attach it to your current auto insurance policy, add it to a new auto insurance policy, or issue a non-owners SR22 insurance policy if you don’t own a car.

 

How Long Do I Need SR22 Insurance?

 

SR-22 insurance, in most cases, is required for three years. You must be covered during the specific time period noted by the DMV before you will be able to remove the SR-22 coverage. If, for any reason, your policy lapses or is cancelled, your insurance agency is required by law to notify the DMV and your license may be suspended.

How Do I Buy SR-22 Insurance?

 

Not all insurance agencies will be willing to file SR-22 insurance. In fact, they may just drop you entirely. You must already have insurance coverage in order to file for your SR-22. The only fee for this extra coverage is the filing fee, keeping it affordable. However, if you find yourself in need of SR-22 insurance coverage, it is likely that your current insurance policy rate will dramatically increase.SR-22 insurance coverage proves to the state that you have the minimum amount of coverage required by law and that you are able to be financially responsible for an accident you cause. Driving without insurance or without required SR-22 coverage could result in even more severe punishment from the court.

How Do I Save Money on SR22 Insurance?

 

  • Compare Multiple Rates

 

There are plenty of Los Angeles lenders who offer SR-22 insurance policies. The knowledgeable agents at SR22 Savings can help you shop and compare rates from multiple lenders. You’re not in this alone, we’re here to help.

 

  • Switch to a Low-Risk Vehicle

 

Another good way to save money once it has been determined that you need SR-22 insurance coverage is by switching to a low-risk vehicle. How much you pay for your extra coverage depends on the type of vehicle you drive. If your current vehicle is considered a greater risk, you might consider switching vehicles, at least temporarily.

 

  • Increase the Deductible

 

What you pay out-of-pocket is known as the deductible. If you are trying to lower your SR-22 insurance costs, this is a good thing to focus on. By raising your deductible amount, you can make your monthly premiums more affordable. Make sure that if you raise your deductible, it’s still set at a reasonable price, so as to avoid financial hardship should you find yourself in an accident on the road.

How Do I File And Attach An SR22 Filing To My Insurance Policy?

 

SR22 Savings in Los Angeles can help you file for SR-22 insurance coverage when you’re ready. There are multiple options available for filing your policy:

 

  • Attach your SR-22 to a new insurance policy

  • File your SR-22 separately from your current car insurance policy

  • Have an out-of-state SR-22 filed to a new insurance policy

  • File for a non-owners SR-22 policy if you do not have a registered vehicle but want to get your license back

 

 

What’s Next?

When you’re ready to start the process of filing for your new SR-22 insurance coverage, contact the agents at SR22 Savings in Los Angeles. We have the knowledge and experience to help you shop for the most affordable coverage, and you can even pay your monthly premiums directly through us. Don’t let insurance coverage stress you out. It is possible to get back behind the wheel with the right coverage. Let us get you there. 

 

Contact SR22 Savings today for your SR22 Insurance In California, Nevada, Arizona or Texas!!  

SR22 Insurance Frequently Asked Questions and Answers About Arizona SR22 Insurance

What is SR22 insurance?

Drivers who are convicted of certain serious driving offenses in Arizona must request an SR-22 insurance document in order to reinstate their licenses after they were suspended.

How long do I need an SR22 in Arizona?

​​

The state of Arizona requires the certificate of financial responsibility be on file for three consecutive years from the date of suspension.

How much is SR22 insurance?

Insurance carriers use several factors to determine your insurance rate.  These factors include; age, gender, zip code, driving record, marital status and zip code.  An insurance rate can vary greatly from one individual to another.

SR22Savings.com has a reputation for cheap Arizona SR22 insurance quotes with quality coverage and excellent service.  To request a free quote or to find out your SR22 insurance cost click here.

Should I get an SR22 Arizona insurance policy?

If you have not gotten any tickets or accidents, you most likely won’t need an SR22 insurance policy. Some common reasons for needing an Arizona SR22 are for someone that was sighted for reckless driving, being convicted of a DUI, driving a motor vehicle on a suspended license, getting into an accident without auto insurance, or getting caught driving without an auto insurance policy in force.

Can I get an SR22 insurance policy without a car?

Yes!  You can purchase an Arizona non owner sr-22 auto insurance policy. This lets you drive a car occasionally as long as the car is not registered to you or your household. Keep in mind the car your driving is not "fully" covered!

If I stop paying for my SR22 Arizona policy what happens?

If you stop making payments on your Arizona SR-22 policy, it could result in your policy getting canceled—which may violate a state requirement to keep your drivers license active.  The insurance company will notify the MVD that your policy has canceled.  This may result in your driver's license being suspended.

How to make sure I'm legally able to drive and that my Arizona SR22 insurance filing is at MVD?

Once you purchase an insurance policy from SR22Savings.com your Arizona SR22 will be filed with the state MVD . This is normally sent electronically and on the same day you purchase your SR-22 auto insurance policy. You can then check with your local MVD office to make sure your drivers license is active.​

Has your license been revoked or suspended for a court convicted DUI violation, an implied consent DUI refusal, or violation of Arizona vehicle insurance laws? If so, a proof of future financial responsibility or SR22 is required to be provided to Arizona MVD in order for you to drive again.

An SR22 certificate is a form filed by your insurance company with the Arizona Department of Transportation, thereby certifying that you have at least the minimum level of liability insurance as required by state law. This certificate verifies that you have obtained and will continue to maintain a state-approved SR22 policy for a minimum of three years or longer if mandated by the court.


 

PURCHASING A SR22 POLICY IN SCOTTSDALE, TUSCON, CHANDLER or PHOENIX ARIZONA

This insurance costs can vary greatly between insurance carriers depending on factors such as age, driving history and the insurance company carrying your policy. The adverse impact of being required to have SR22 insurance is that the cost of automobile insurance is increased dramatically.  Let us assist you with securing a low rate on a this insurance policy in Arizona. Call our friendly customer service team at (855) 772-2728 to get your free SR22 insurance quote today.


 

ADDITIONAL RESOURCES

ARIZONA MOTOR VEHICLES SERVICES

For details on how to reinstate your original license or getting a restricted license, locate your local Motor Vehicles Services office via the Arizona Department of Transportation website and schedule an appointment. Note that if you are required to file an SR22, you must maintain it for three years from the date of suspension, unless it is a judgment suspension. Judgment suspension requirements vary from case to case, so you must contact the Arizona Department of Transportation to review your record.

SR22 Insurance Questions and Answers About California SR22 Filings

What is CA SR22 insurance?

Drivers who are convicted of certain serious driving offenses in California must request an SR-22 insurance document in order to reinstate their licenses after they were suspended.

How long do I need an SR22 in California?

​​

The state of California requires the certificate of financial responsibility be on file for three consecutive years from the date of suspension.

How much is California SR22 insurance?

Insurance carriers use several factors to determine your insurance rate.  These factors include; age, gender, zip code, driving record, marital status and zip code.  An insurance rate can vary greatly from one individual to another.

Here at SR22Savings.com has a reputation for cheap California SR-22 insurance quotes with quality coverage and excellent service.  To request a free quote or to find out your SR22 insurance cost click here.

Should I get an SR22 California insurance policy?

If you have not gotten any tickets or accidents, you most likely won’t need an SR22 insurance policy. Some common reasons for needing an California SR-22 are for someone that was sighted for reckless driving, being convicted of a DUI, driving a motor vehicle on a suspended license, getting into an accident without auto insurance, or getting caught driving without an auto insurance policy in force.

Can I get an SR22 insurance policy in California without a car?

Yes!  You can purchase an California non owner sr22 auto insurance policy. This lets you drive a car occasionally as long as the car is not registered to you or your household. Keep in mind the car your driving is not "fully" covered!

If I stop paying for my SR22 California policy what happens?

If you stop making payments on your California SR22 policy, it could result in your policy getting canceled—which may violate a state requirement to keep your drivers license active.  The insurance company will notify the DMV that your policy has canceled.  This may result in your driver's license being suspended.

How to make sure I'm legally able to drive and that my California SR22 insurance filing is at DMV?

Once you purchase an insurance policy from SR22Savings.com your California SR22 will be filed with the state DMV. This is normally sent electronically and on the same day you purchase your SR-22 auto insurance policy. You can then check with your local DMV office to make sure your drivers license is active.​

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