top of page
SR22 Insurance Savings Logo.png

Non Owner SR22 Insurance

Non Owner Car Insurance & Non Owner SR22 Insurance

Get Your Rate By Text Message

Non Owner Insurance SR22 Buying Options

Non Owner Insurance.png

You can get a non owner SR22 policy if you qualify under these guidelines






Cheap Non Owner Car Insurance
Purchase a non owner SR22 car insurance policy and have your SR22 filed with your states DMV. This gives you liability insurance to drive on the road occasionally when needing to borrow a car. The SR22 is attached to your non owner insurance and sent to the DMV on your behalf electronically.

Call 855-772-2728 or Apply Online

SR22 Insurance Savings

5 Star Service

Frequently asked Questions about Non Owner SR22 Insurance

What is Non-Owner SR22 Insurance?
An SR22 certificate is a form filed by your insurance company with the Department of Transportation and other state DMV offices, thereby certifying that you have at least the minimum level of liability insurance as required by state law. This certificate verifies that you have obtained and will continue to maintain a state-approved SR22 policy for a minimum of three years or longer if mandated by the court.


You will likely need SR22 insurance if you have been found guilty of any of the following:

DUI or driving under the influence​

Having an excessive amount of tickets

Failing to provide proof of auto insurance

Having unsatisfied judgments

Falsifying insurance documents

Operating a vehicle with a suspended license


In order to regain your driving privileges, you must have an SR22 on file with the California DMV or other state DMV offices.


If you are a driver who does not own a car and needs an SR22 certificate, you are required to file a non-owners SR22 certificate. A non-owners SR22 is for drivers that don’t own a vehicle but may need to drive someone else’s vehicle that is outside their household. If that is the case, you can purchase a non-owner insurance policy that meets the minimum liability requirements for your state and file the non-owners SR22 certificate with the DMV.

Can I buy non owner sr22 car insurance online?

Yes you can! We offer non owner SR22 insurance online at cheaper rates than the national insurance companies. We even have the SR22 certificate filed with your state DMV on your behalf.

Getting a quote has never been easier. Click the link below!



Let us help you secure a low cost, state-approved non-owners SR22 policy and get you back on the road. We offer low rates for SR22 insurance and will file your certificate for you electronically with the DMV. Call our friendly customer service team at (855) 772-2728 to answer your questions and get your free non-owners SR22 insurance quote.

Non Driver SR22 Insurance Questions

How much is non owner car insurance?

Pricing for non owner car insurance varies.  Typically the cost is from $15.00-$30.00/mo. It really depends on what your driving record looks like.  Accidents or tickets within the last 3 years will raise the monthly cost.  If you wish to pay in full for 6 months or 1 year, the total price is reduced.  The average savings when paying in full is between $50.00 - $100.00 a year.

How to get non owner SR22 car insurance?

Non owner car insurance often isn’t promoted on major carrier's websites, and some companies only make them available to existing customers. And if they do, receiving information about a non owner policy usually requires speaking directly to an agent. 

The easiest way to find a low-cost, non owner SR22 is to let the agents at SR22 Savings pursue rates and policies for you. We can provide you a quote online or you can speak with a friendly customer service rep for a range of options suited to your situation.

How does non owner sr22 insurance work?

Non owner car insurance is for individuals who don't frequently drive and don't own a vehicle. That usually means someone shares a car with a friend or family member on occasion.
Non owner car insurance is also necessary for drivers that need to file an SR22 certificate with their state DMV. Situations that require an SR22 certificate include:
A recent DUI conviction
Excessive speeding tickets or moving violations
Failure to provide proof of auto insurance
Operating a vehicle with a suspended license
Three-year probationary period to regain driving privileges

No matter which of these categories you fall into, non owner car insurance is a low-cost alternative that proves you have the minimum liability coverage in the case of property damage or litigation. 
For customers who are required to file an SR22 certificate, non owner insurance constitutes minimum liability coverage and satisfies your insurance obligations during their probationary period.

Is non owner sr22 car insurance cheaper?

While the cost of non owner car insurance varies depending on the carrier, it is generally much less than a full auto policy. For example, we offer non owner SR22 insurance in California for around $15 - $30 per month. 

What does non owner sr22 car insurance cover?

Non owner car insurance is a type of auto liability insurance. There are generally 2 major costs that are covered by liability insurance:
Damage to the other party's vehicle or property
The other party's medical expenses
Even if you drive infrequently, or are just beginning on the long road to getting your driver's license back, non owner insurance is essential in order to avoid the associated costs if there’s an accident.

What is a non owner sr22 car insurance policy?

A non owner car insurance policy is the same thing as liability insurance. It is a low-cost insurance alternative that is ideal for those who:

Don't own a vehicle
Customers who don't want a gap in their coverage to affect future premiums
People who are required to file an SR22 certificate with their state DMV in response to a DUI or other legal issue.

A Top Choice for Non-Owner SR22 Coverage

Navigate Your Way Back on the Road With Confidence When You Have a Non-Owner SR22 Insurance Policy.

Confronting the SR22 Challenge Head-On

At SR22 Savings Insurance, we understand the complexities that come with losing driving privilege. It's especially stressful for those who don't own a vehicle. This situation often leaves many feeling stranded and unsure of their next steps. That's where we step in. Our non-owner SR22 insurance is crafted to cater to individuals who occasionally drive but do not own a car. This specialized insurance is your pathway to fulfilling state-mandated requirements. It reinstates your driving privileges and restores your sense of freedom.

Are you ready for a smooth ride? Reach out to us now by applying online or calling 855-772-2728 for effortless insurance processing.

Apply Online Now

Benefits of SR22 Insurance with SR22 Savings Insurance

What sets our non-owner SR22 insurance apart is our focus on combining affordability with reliability. We recognize that every individual's situation is unique. Our goal is to provide a customized insurance solution that aligns with your circumstances. First time dealing with SR22 requirements or looking to switch to a more cost-effective option? SR22 Savings Insurance guides you through each step with ease and expertise.

Comprehensive Coverage Without Ownership

Our policy is specifically designed for those who:

  • Do not own a vehicle

  • Refrain from driving cars registered at their residence

  • Avoid using vehicles registered to family members

  • Do not have regular access to cars they drive

What is SR22 Insurance?

SR22 insurance is often referred to as a certificate of financial responsibility. It's not a type of insurance, but rather a document provided by insurance companies. It serves as proof to the state's Department of Motor Vehicles (DMV) that an individual holds the minimum required liability insurance.

SR22 is typically required for drivers who have had their driving privileges suspended or revoked due to offenses such as:


DUI/DWI convictions

At-fault accidents without insurance

Repeat traffic offenses

Accumulating excessive points on their driving record

The SR22 form is filed by the insurer directly with the state DMV. This confirms that the policyholder has an active policy meeting state liability requirements. It's important to note that SR22 requirements vary by state and individual circumstances.

The SR22 certificate is usually mandated for a specific period, commonly three years. During this time, the policyholder must maintain continuous insurance coverage to avoid further legal penalties or suspension of driving privileges.

Our Services

Our product range is meticulously crafted to cater to your unique insurance needs:

Effortless SR22 Filing

We simplify the SR22 filing process by electronically linking it with your non-owner insurance policy. We also submit it directly to your state's DMV. This integration means no paperwork hassles for you. Our team takes care of all the formalities, ensuring that your SR22 filing is processed quickly and accurately. This system is designed to provide peace of mind, knowing that your legal obligations are being met without any additional stress or effort on your part.

Comprehensive Liability Coverage

Our policies include essential liability insurance. This safeguards you against potential liabilities for damages or injuries you might cause while driving. This coverage is critical, particularly for those who do not own a car but still need to drive occasionally. Are you borrowing a friend's car or using a vehicle for temporary purposes? Our liability coverage ensures that you are protected against unforeseen incidents.

Seamless Policy Acquisition

Securing insurance through us is straightforward and practical. Whether through a few clicks online or a quick phone call, we make getting insured uncomplicated. Our online platform is user-friendly. It allows you to apply, manage, and update your policy with ease. For those who prefer a personal touch, our dedicated customer service team is just a phone call away. We're ready to assist you with every step of the process. We understand that your time is valuable, and our goal is to get you the coverage you need with minimal disruption to your daily life.

How to Get SR22 Insurance

Step 1: Initial Engagement

Contact us via phone at 855-772-2728 to talk with a member of our team. Or, begin your search using our streamlined application process online.

Step 2: Tailoring Your Policy

We engage with you to understand your specific requirements and customize a policy that aligns with your needs.

Step 3: Documentation and Financial Formalities

You provide us with the necessary personal information and make the payment as per your policy.

Step 4: SR22 Submission

We handle the electronic filing of your SR22 with the DMV, ensuring all legal requirements are met.

Step 5: Embark on Your Journey

With your policy active, you are set to drive responsibly and legally once again.

Our Happy Customers

Our customers' experiences stand testament to the effectiveness of our non-owner SR22 insurance.

Read Our Review

Our Commitment to Your Peace of Mind

At SR22 Savings Insurance, we don't only offer insurance. We offer a promise - a promise of unwavering support, reliability, and peace of mind. Our guarantee extends beyond just meeting the basic insurance requirements. We provide a seamless experience. We ensure that every aspect of your non-owner SR22 insurance is handled with care.

We understand that every individual's situation is unique. That's why we guarantee personalized service. We offer policies tailored to fit your circumstances. Our team of experts works to ensure your insurance solution meets state regulations. We also ensure that it aligns with your personal needs and budget.

Your satisfaction is our top priority. We strive to make your experience with SR22 Savings Insurance satisfactory and exemplary. Trust us to be your reliable partner in navigating the complexities of non-owner SR22 insurance.

Reach Out to Us

Don't let the lack of vehicle ownership restrict your driving capabilities. Opt for SR22 Savings Insurance for your non-owner SR22 requirements. Contact us today at 855-772-2728 or apply online to start your journey. Step back onto the road with assurance and compliance. Know that you're covered by a policy designed for your situation. Let us help you navigate the complexities of SR22 insurance and drive toward a future of secure mobility.

bottom of page