Non Owner Insurance SR22 Buying Options
You can get a non owner SR22 policy if you qualify under these guidelines
1. YOU DON'T OWN A CAR
2. YOU DON'T DRIVE CARS REGISTERED TO YOUR HOME ADDRESS
3. YOU DON'T DRIVE CARS REGISTERED TO FAMILY MEMBERS
4. YOU DON'T DRIVE CARS YOU HAVE REGULAR ACCESS TO
Cheap Non Owner Car Insurance
Purchase a non owner SR22 car insurance policy and have your SR22 filed with your states DMV. This gives you liability insurance to drive on the road occasionally when needing to borrow a car. The SR22 is attached to your non owner insurance and sent to the DMV on your behalf electronically.
Call 855-772-2728 or Apply Online
Frequently asked Questions about Non Owner SR22 Insurance
What is Non-Owner SR22 Insurance?
An SR22 certificate is a form filed by your insurance company with the Department of Transportation and other state DMV offices, thereby certifying that you have at least the minimum level of liability insurance as required by state law. This certificate verifies that you have obtained and will continue to maintain a state-approved SR22 policy for a minimum of three years or longer if mandated by the court.
WHO NEEDS SR22 INSURANCE?
You will likely need SR22 insurance if you have been found guilty of any of the following:
DUI or driving under the influence
Having an excessive amount of tickets
Failing to provide proof of auto insurance
Having unsatisfied judgments
Falsifying insurance documents
Operating a vehicle with a suspended license
In order to regain your driving privileges, you must have an SR22 on file with the California DMV or other state DMV offices.
WHAT IS NON-OWNER SR22 INSURANCE?
If you are a driver who does not own a car and needs an SR22 certificate, you are required to file a non-owners SR22 certificate. A non-owners SR22 is for drivers that don’t own a vehicle but may need to drive someone else’s vehicle that is outside their household. If that is the case, you can purchase a non-owner insurance policy that meets the minimum liability requirements for your state and file the non-owners SR22 certificate with the DMV.
Can I buy non owner sr22 car insurance online?
Yes you can! We offer non owner SR22 insurance online at cheaper rates than the national insurance companies. We even have the SR22 certificate filed with your state DMV on your behalf.
Getting a quote has never been easier. Click the link below!
NEED TO PURCHASE A NON OWNER SR22 FOR CALIFORNIA OR ANOTHER STATE?
Let us help you secure a low cost, state-approved non-owners SR22 policy and get you back on the road. We offer low rates for SR22 insurance and will file your certificate for you electronically with the DMV. Call our friendly customer service team at (855) 772-2728 to answer your questions and get your free non-owners SR22 insurance quote.
Non Driver SR22 Insurance Questions
How much is non owner car insurance?
Pricing for non owner car insurance varies. Typically the cost is from $15.00-$30.00/mo. It really depends on what your driving record looks like. Accidents or tickets within the last 3 years will raise the monthly cost. If you wish to pay in full for 6 months or 1 year, the total price is reduced. The average savings when paying in full is between $50.00 - $100.00 a year.
How to get non owner SR22 car insurance?
Non owner car insurance often isn’t promoted on major carrier's websites, and some companies only make them available to existing customers. And if they do, receiving information about a non owner policy usually requires speaking directly to an agent.
The easiest way to find a low-cost, non owner SR22 is to let the agents at SR22 Savings pursue rates and policies for you. We can provide you a quote online or you can speak with a friendly customer service rep for a range of options suited to your situation.
How does non owner sr22 insurance work?
Non owner car insurance is for individuals who don't frequently drive and don't own a vehicle. That usually means someone shares a car with a friend or family member on occasion.
Non owner car insurance is also necessary for drivers that need to file an SR22 certificate with their state DMV. Situations that require an SR22 certificate include:
A recent DUI conviction
Excessive speeding tickets or moving violations
Failure to provide proof of auto insurance
Operating a vehicle with a suspended license
Three-year probationary period to regain driving privileges
No matter which of these categories you fall into, non owner car insurance is a low-cost alternative that proves you have the minimum liability coverage in the case of property damage or litigation.
For customers who are required to file an SR22 certificate, non owner insurance constitutes minimum liability coverage and satisfies your insurance obligations during their probationary period.
Is non owner sr22 car insurance cheaper?
While the cost of non owner car insurance varies depending on the carrier, it is generally much less than a full auto policy. For example, we offer non owner SR22 insurance in California for around $15 - $30 per month.
What does non owner sr22 car insurance cover?
Non owner car insurance is a type of auto liability insurance. There are generally 2 major costs that are covered by liability insurance:
Damage to the other party's vehicle or property
The other party's medical expenses
Even if you drive infrequently, or are just beginning on the long road to getting your driver's license back, non owner insurance is essential in order to avoid the associated costs if there’s an accident.
What is a non owner sr22 car insurance policy?
A non owner car insurance policy is the same thing as liability insurance. It is a low-cost insurance alternative that is ideal for those who:
Don't own a vehicle
Customers who don't want a gap in their coverage to affect future premiums
People who are required to file an SR22 certificate with their state DMV in response to a DUI or other legal issue.