top of page

SR22 Insurance Informational Posts

What to Look for When You Receive a Non-owner Car Insurance Quote

There is a lot of info packed into the non-owner car insurance quote. Use this guide to decipher the details and make the best decision for your needs.

In June of 2022, it was reported that the US car rental industry is worth roughly $56 billion. This shows that the car industry is still as popular as ever, but when it comes to getting a non-owner car insurance quote, what should you look for?

With any car insurance coverage, there are always a few key things that you need to check. If you don't pay attention to the details you may end up getting the wrong non-owner car insurance policy.

While not everybody knows what to look for when you get an insurance quote, it isn't as difficult as you might think. Once you know what to look for then it becomes much easier.

If you would like to find out what you should look for in non-owner car insurance in California, keep reading.

What Should You Look For?

There are a few must-have criteria for non-owner car insurance. It's important to check that these criteria are in your quote before purchasing the insurance.

Type of Cover

One of the top things that you should look for is what the quote covers. Unfortunately, not every insurance quote will cover you for all damages to your car should anything happen.

You should be covered for things like theft, fire, or general damage. However, this can vary depending on the insurance provider that you use.

Another thing that it should cover is the other parties' medical insurance.

More Coverage

While we have mentioned a few different kinds of coverage there are more. Other things that you should consider are any special policies that the quote includes. For example, this can be things like cover for driving abroad or driving an imported car.

Other types of coverage that you should look for are uninsured loss recovery and the claims process.


Another thing that you should look for in your non-owner car quote is the different fees that are involved. This can be things like what the price is, and any other fees that are added.

Many insurance quotes will add on fees so you should be aware of this and work out the overall cost. There are also times when your insurance can go up if you need to claim so you should work out how much this will cost too.

How to Find the Best Insurance Quote

There are lots of reasons why you should look for the best quote possible. However, there are some things you should and shouldn't look for when finding the best insurance quote.

The Insurance Company's Reputation

One of the most important things that you should look for is the insurance company's reputation. Typically if their insurance service is good then they will have a lot of positive reviews.

However, if they do not have a good service then they may have a lot of bad reviews. This is something that you should take into consideration so that you know you are choosing an insurance company that you can trust.


One other thing you should consider is the price of the insurance quote that you are getting. At the end of the day if you are trying to find the best quote possible then you'll want to get cheap non-owner car insurance.

There are times when some insurance companies may have hidden fees or added fees and this is something to be aware of. You should try to ensure that you get a deal with everything included in your insurance.

Compare Quotes

Aside from pricing, you can compare different services against each other. This is a great way to see what's on offer in the insurance market.

You can compare things like price, what each insurance covers, how long it lasts, and more. If you do good research before jumping into insurance providers then you will get the best deal.

Some online services will compare different insurance quotes for you. So all you have to do is type in your information and choose the one that's best for you.

The Benefits of Non-Owner Car Insurance

The great thing about non-owner car insurance is the fact that it has many advantages. We have covered some of the biggest benefits below.

You Can Save Money

One of the top benefits of having non-owner car insurance is that it can save you money. While there are reasons to have insurance that covers you as the owner, it isn't always necessary.

In today's day and age, many people have realized that they don't need to be the full owner of a car. Instead, they can simply save money and get non-owner car insurance.

It's Simple

Unlike some other available car insurance, non-owner car insurance is fairly simple. This means that you don't have to waste time figuring out the complicated policies that come with other insurances.

You can simply get the best quote for your car insurance, apply for it then get accepted on the same day. If you choose a good service provider there will be no strings attached and no unnecessary paperwork.

It’s a Smart Choice

If you don't own a car and you perhaps rent or use someone else car then it just makes sense to get non-owner car insurance. Aside from the cost of full-owner car insurance, some people just won't benefit from getting it.

So instead you can get more simple car insurance that still provides excellent cover.

Get a Non-owner Car Insurance Quote Today

It can seem like there are a lot of things that you need to remember when getting your insurance. However, once you know what criteria you are looking for, the process becomes much simpler and quicker.

If you would like a non-owner car insurance quote, why not view our services now.

32 views0 comments


bottom of page