Terms of Use for SR22Savings.com Insurance Solutions

Welcome to SR22Savings.com, operated by SR22Savings.com Insurance Solutions ("we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of our website, sr22savings.com (the "Website"), and the services provided through it, including our online insurance brokerage application process (collectively, the "Services"). By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree, please do not use the Website or Services.

1. Our Services

SR22Savings.com is an insurance brokerage that helps you find competitive auto insurance rates. Through our Website, you can submit an application using a third-party platform, Typeform, to provide personal information, contact details, vehicle information, and driver’s license information. We use this information to connect you with third-party insurance companies that may offer you insurance policies. We are not an insurance provider; we act as an intermediary between you and third-party insurance companies.

2. Eligibility

To use our Services, you must:

Be at least 18 years old or the age of majority in your jurisdiction.
Provide accurate, complete, and current information in your application.
Have the legal capacity to enter into a binding agreement.

3. Application Process, Data Collection, and Credit Checks

Application Submission: You may submit an application through our Website using Typeform, a third-party service. By submitting an application, you authorize us to collect, store, and share your personal information, including but not limited to your name, phone number, email address, driver’s license information, and vehicle details, as described in our Privacy Policy.
Third-Party Sharing: To provide our Services, we share your application information with third-party insurance companies to obtain insurance quotes on your behalf. You consent to this sharing by submitting an application. We are not responsible for the actions, policies, or practices of these third-party insurance companies.
Credit Checks by Third Parties: By submitting an application, you acknowledge and consent that some third-party insurance companies may perform a credit check as part of their underwriting process to determine insurance eligibility or rates. These credit checks may involve accessing your credit report from one or more consumer reporting agencies, which may result in a “soft inquiry” that does not affect your credit score. You expressly authorize these third-party insurance companies to conduct such credit checks when necessary. SR22Savings.com does not perform credit checks, has no control over whether or how third-party insurance companies conduct credit checks, and is not responsible for any consequences, errors, or disputes arising from such credit checks, including but not limited to inaccuracies in your credit report or unauthorized inquiries.
Communication: By providing your phone number and email address, you consent to receive calls, text messages, and emails from us regarding insurance quotes and related Services. You may opt out of marketing communications as described in our Privacy Policy, but transactional communications (e.g., quote updates) are necessary to provide the Services.

4. User Responsibilities

You agree to:

Provide accurate and truthful information in your application. Inaccurate or incomplete information may result in incorrect quotes, denial of insurance coverage, or issues with credit checks conducted by third-party insurance companies.
Use the Website and Services only for lawful purposes and in compliance with these Terms.
Not misuse the Website, including by attempting to access it unlawfully, introducing malicious code, or interfering with its functionality.

5. Third-Party Services

Typeform: Our application process uses Typeform, a third-party platform, to collect your information. Typeform’s terms of service and privacy policy apply to your use of their platform. We are not responsible for Typeform’s practices, security, or performance.
Third-Party Insurance Companies: We share your information with third-party insurance companies to obtain quotes. These companies are independent entities, and their terms, conditions, privacy practices, and credit check policies apply to any insurance policies you purchase or inquiries they conduct. We do not guarantee the accuracy, availability, suitability, or propriety of any insurance quotes, policies, or credit checks offered or performed by third parties.

6. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is owned by or licensed to SR22Savings.com and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or reproduce any content without our prior written consent.

7. Disclaimer of Warranties

The Website and Services are provided onp “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee:

The accuracy, completeness, or timeliness of insurance quotes.
The availability or suitability of insurance policies from third-party insurance companies.
The accuracy, propriety, or consequences of credit checks performed by third-party insurance companies.
The security, performance, or availability of the Website or third-party services like Typeform.

8. Limitation of Liability

To the maximum extent permitted by law, SR22Savings.com, its affiliates, officers, directors, employees, or agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to:

Your use of or inability to use the Website or Services.
Inaccurate or unavailable insurance quotes.
Actions or omissions of third-party insurance companies or Typeform, including but not limited to credit checks or errors in credit reports.
Unauthorized access to or use of your personal information, except as required by law.

In no event will our total liability to you exceed the amount you paid us, if any, for the Services.

9. Indemnification

You agree to indemnify, defend, and hold harmless SR22Savings.com, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from:

Your violation of these Terms.
Inaccurate or fraudulent information provided in your application.
Disputes related to credit checks performed by third-party insurance companies.
Your use of the Website or Services in violation of applicable laws.

10. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy, available at https://www.sr22savings.com/privacy-policy, explains how we collect, use, share, and protect your personal information in compliance with applicable laws, including the Gramm-Leach-Bliley Act (GLBA), the Fair Credit Reporting Act (FCRA), and, if applicable, the California Consumer Privacy Act (CCPA). By using our Services, you acknowledge that you have read and understood our Privacy Policy.

11. Governing Law and Dispute Resolution

Governing Law: These Terms are governed by the laws of the State of California, without regard to its conflict of law principles.
Dispute Resolution: Any disputes arising from these Terms or your use of the Services will be resolved through binding arbitration in California, in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration. Alternatively, disputes may be resolved in small claims court if applicable.

12. Termination

We may suspend or terminate your access to the Website or Services at our sole discretion, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, your obligations under these Terms, including indemnification and limitation of liability, will survive.

13. Changes to These Terms

We may update these Terms from time to time. The updated Terms will be posted on the Website with the "Last Updated" date. Your continued use of the Website or Services after the update constitutes your acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms, please contact us at:
SR22Savings.com Insurance Solutions
customerservice@sr22savings.com
855-772-2728

Please review our Privacy Policy which also governs your visit to the website. The Privacy Policy can be viewed at https://www.sr22savings.com/privacy-policy

Law and jurisdiction

Use of this website shall be governed by and construed in accordance with the laws of the State of California without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Los Angeles, California.

SR22 Insurance Savings

Live Agents

855-772-2728

Terms of Use for SR22Savings.com Insurance Solutions