_edited.jpg)
Washington Non Owner SR22 Insurance Buying Options
Cheap Washington Non Owner SR-22 Insurance
You can get a Washington non-owner SR-22 policy if you qualify under these guidelines
​
1. YOU DON'T OWN A CAR
2. YOU DON'T DRIVE CARS REGISTERED TO YOUR HOME ADDRESS
3. YOU DON'T DRIVE CARS REGISTERED TO FAMILY MEMBERS
4. YOU DON'T DRIVE CARS YOU HAVE REGULAR ACCESS TO
Cheap Non Owner Car Insurance For Washington
Purchase a WA non owner SR22 car insurance policy and have your WA SR22 filed with the DOL. This gives you liability insurance to drive on the road occasionally when needing to borrow a car in Washington. The WA SR-22 is attached to your non owners insurance policy and sent to the WA DOL on your behalf electronically.
​
Call 855-772-2728 or Apply Online
Trustpilot Reviews
5 Star Service
5 Star Service
"Wonderful customer service beginning to end. My wife had some issues with insurance and they made it simple. Thank you so much for everything you provide."
"Very knowledgeable about coverage and extremely helpful advice. I highly recommend this company for your business!"
"Extremely knowledgeable & helpful in assisting me obtaining an SR22 in Arizona, I would highly recommend getting in touch with SR22Savings. Pricing was very competitive! Very happy that I reached out.
Frequent Questions about WA Non Owner SR22 Filings
1. Who needs an SR22 in Washington?
In Washington state, an SR-22 is required for drivers who have been convicted of or forfeited their bail for certain serious offenses. Offenses like DUI, reckless driving, or driving without insurance. Those who have failed to pay court judgments related to vehicle incidents. Also for individuals who drove or owned a vehicle involved in an accident without having insurance coverage.
This certificate ensures they meet the state's financial responsibility requirements to reinstate or maintain driving privileges. Learn more at the Washington DOL website by clicking here: dol.wa.gov
​
2. What is non-owner SR22 insurance in Washington?
Non-owner Washington SR-22 insurance is for drivers who need to file an SR-22 but don't own a vehicle. It provides liability coverage (meeting the state's minimum of $25,000 per person/$50,000 per accident for bodily injury and $10,000 for property damage) when operating borrowed, or non-owned cars. It is typically cheaper than a standard policies since it assumes less frequent driving. This option is available from approved insurers and is ideal for those who borrow vehicles from non-household members.
3. What is SR22 insurance in Washington?
SR-22 insurance in Washington isn't a specific type of policy but rather a certificate of financial responsibility that is filed by your insurer with the Department of Licensing (DOL). It proves you carry at least the state's minimum liability coverage for Washington state. It's required for high-risk Washington drivers to demonstrate they can pay for damages caused while driving.
4. How long do you need to maintain an SR22 in Washington?
In Washington, you typically need to maintain an SR-22 filing for 3 years. The exact duration can vary based on the offense or by choice of the DOL. Your insurer must notify the DOL if the policy lapses during this period, which could lead to further license suspension.
5. How much does SR22 insurance cost in Washington?
The cost of SR-22 insurance in Washington varies based on factors like your driving record, age, location, and policy type. It often includes a one-time filing fee of $25–$50. For non-owner policies, averages range from $500 - $1300 annually with State Farm or Progressive insurance for example. With SR22savings.com you will most likely get a better rate as we shop the market to search tons of insurance carriers that offer non owner SR22 insurance for Washington.